budgeting app

Key Metrics of an Excellent Budgeting App

Angel SweattLeave a commentFinance, ,

When it comes to budgeting and personal finance, there are many different ways to skin the proverbial cat. You can use pen and paper or go all-in with an electronic app. What should you be on the lookout for if you’re looking for an excellent budgeting app? Here are four main features that we think make a superb budgeting app. Looking for the best budgeting app will surely help make your finance better.

Solid Privacy, Protection, and Security

frstrationWhen it comes to your finances, you want to be sure that the app you’re using will keep your information safe and secure. That means looking for an app that has strong privacy protection and robust security features. You don’t want to worry about someone else getting their hands on your financial information, so make sure the app you choose has your privacy and security at the forefront.

User-Friendly Interface

A good budgeting app will be easy to use and understand, even if you’re not a finance expert. The last thing you want is to spend hours trying to figure out how to use an app that’s supposed to make your life easier. Look for an app with a user-friendly interface that’s easy to navigate and understand. The app should have a feature which can simplify your budgeting process.

Built-in Account Synchronization

One of the best things about using an app for budgeting is that you can sync it up with your bank account. That way, you can see all of your transactions in one place and get a better idea of where your money is going. When looking for a budgeting app, make sure it has built-in account synchronization to track your finances efficiently. Account synchronization will help you see your spending in one place and make better financial decisions.

Excellent Integration With Various Mobile Banking Apps

Most people these days do their banking on their mobile phones. That’s why it’s essential to find a budgeting app that integrates well with various mobile banking apps. That way, you can easily see your bank account information and transactions alongside your budgeting information. It will help you get a complete picture of your finances and make better financial decisions.

Deal Finding Feature

moneyLast but not least, a good budgeting app will also have a deal-finding feature. It can help you save money on the things you need and want. The app can search for deals and coupons to help you save money on groceries, clothing, travel, etc. The app should be able to find deals at your favourite stores so you can easily save money.

When you’re looking for a budgeting app, keep these four main features in mind. With an excellent budgeting app, you can take control of your finances and make better financial decisions. Do your research and find the best budgeting app for you so you can start saving money today.…

academic certificates

Three Finance Tips to Afford Higher Education

Irene PaganBudgeting, , , , ,

Many millennials decide to work right after they graduate from high schools. The primary reason for such a pattern is the forever increasing cost of education. Tuition fees and living expense rise every year. And spending another $30,000 to $40,000 for school seems to be impossible.

That fact is undeniably true. However, it does not mean that you shall give up the idea of continuing your study entirely. Here are three finance tips that can help you to afford your academic passion.

Applying for a Student Loan

This finance strategy may sound like a cliche piece of advice, but it is the most reasonable option you have. Nevertheless, you must understand the types of your loan so that you will not regret your decision later.

First, there are two primary types of student loan: state-sponsored and private-sponsored. State-sponsored loans are often easy to get and have non-burdening terms such as low/fixed interests and negotiable settlement. Check out this very interesting article about private student loan settlement by clicking here.

However, such benefits do not mean that private loans are less advantageous. With a good credit score, private loans will grant you the budget you need significantly quicker than the state-sponsored loans. If you involve your parents as consigners, they may be freed from the agreements if you manage to make the payment on time and fulfill some other minor requirements. This feature is not available in the state-sponsored loans.

Planning for a Part-Time Job

a freelance worker on laptop If your budget is just enough for the tuition fees, then you have to work extra for your dream. Having a part-time job may be your solution. However, if you think of making money from working as a waiter or cashier, then you may still have a hard time getting through your monthly expenses.

This section offers you an entirely different strategy. First, you have to think of the potential of your skills. For example, if you speak more than one language, then you must build your portfolio in translation and transcription jobs. And the easiest way to develop your track record is by offering free service. Then, you must create a LinkedIn account and write all of your works there. After you are confident with that field, you can start selling your service. Platforms like Fiverr, Upwork, Elance, Freelancer, Guru, and 99designs provide you with countless opportunities to make money from your laptop.

Living a Frugal Lifestyle

a piggy bankThe most financially dreadful thing about college life is the temptation to spend money on lavish activities and stuff, such as fashion trends and parties. You have to focus on your life and remember all the pay dues you must fulfill by the time you finish your college. Moreover, do not make mistakes that can lead to class absence because it may exclude you from receiving a bonus from your loan.

You also need to learn to cook by yourself. Eating fast food every day may seem like a quick solution for your hunger, but in the long-term, you may damage your health, and you must spend more money to recover. You have to remind yourself that you cannot afford to get sick and weak, not with all of those payment deadlines ahead of you.…